Home emergency cover vs home insurance: what’s the difference?

They both protect your home, but they work very differently. Understanding when each applies could save you a lot of stress.

Two different kinds of protection

Home insurance usually focuses on damage to your building and belongings. Home emergency cover is intended to help arrange urgent assistance when a sudden issue makes your home unsafe or uninhabitable.

Before you need to make a claim

Review the call-out limits, labour and parts allowances, and the situations included. Knowing which service to contact ahead of time can make an urgent problem less stressful.