AT A GLANCE
Category Family Cover type Private medical insurance Cover start date Confirmed after acceptance Typical decision Instant or manual review Payment options Monthly or annual
WHAT IT IS
About Health Cover
Private medical cover to help you access diagnosis, specialists and treatment quickly, with support that fits around your family.
WHO IT IS FOR
✓ Families looking for faster access to treatment ✓ Individuals who want specialist choice ✓ People seeking diagnosis without long waits ✓ Anyone wanting extra support alongside the NHS
WHAT IT MAY COVER
Typical cover included
Subject to policy terms and conditions. Not all items are included on all plan levels.
✓ Specialist consultations and tests ✓ Hospital treatment and surgery ✓ Cancer treatment options ✓ Physiotherapy and rehabilitation ✓ Mental health support options ✓ Virtual GP access on selected plans
KEY BENEFITS
✓ Faster access to eligible treatment ✓ Choice of hospitals and specialists ✓ Clear cover limits and excesses ✓ Support throughout your treatment journey
WHAT MAY NOT BE COVERED
Common exclusions
• Pre-existing conditions outside policy terms • Routine pregnancy and childbirth • Emergency treatment normally provided by the NHS • Cosmetic procedures • Treatment not approved in advance where required
WHAT TO EXPECT WHEN YOU APPLY
How health cover works
01 Tell us about your needs — Share the people to cover and the level of protection you want. 02 Review your options — Check hospitals, excesses and treatment benefits. 03 Apply and confirm — Complete your application before cover begins.
FAQS
Can I cover my whole family?
Are pre-existing conditions covered?
Can I choose my hospital?
Is there a waiting period?
RELATED PRODUCTS
